The accessibility of Central Bank Digital Currency (CBDC) will depend on the policies and regulations set by the central bank that issues the CBDC. It is possible that CBDC will be available to everyone, just like physical cash, but it is also possible that there may be certain restrictions or limitations on its use.
One potential concern with CBDC is financial inclusion. To ensure that everyone has access to the financial system, central banks may need to take steps to ensure that CBDC is accessible to people who do not have access to traditional banking services or who are not tech-savvy.
In some cases, CBDC may require the use of a digital wallet or a smartphone, which could exclude people who do not have access to these technologies. To address this issue, central banks may need to provide alternative methods for accessing and using CBDC.
Overall, the accessibility of CBDC will depend on the policies and regulations set by the central bank that issues it. It will be important for central banks to ensure that CBDC is accessible to everyone and does not exclude certain groups of people from participating in the financial system.
